Solar Loan & ROI estimator | 2026

2026 Solar Financial Analyst

Updated for Post-OBBB Tax Credit Standards

System Cost ($)

Tax Status: $0

Term (Years)

Rate / Escalator (%)

Monthly Payment
$0

Total Financing Cost
$0

Total Lifetime Out-of-Pocket
$0

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Solar FAQ 2026

Why did the residential tax credit expire?

The 2025 "One Big Beautiful Bill" allowed the Section 25D credit for residential owners to sunset on Dec 31, 2025. This has pushed the market toward leasing models where providers claim the commercial credit instead.

Is a lease better than a loan in 2026?

Leases offer immediate savings because providers can claim the 30% Section 48E credit. Loans are better for those wanting home equity, despite no longer receiving a federal credit.

What happens if I sell my home?

Most 2026 contracts are easily transferable to new buyers who pass a simple credit check. Prepaid leases are currently the most popular choice for sellers as they add value without a monthly bill.